FLIN doesn't provide fresh money loans

Too Many Loans?
Combine Multiple Loans Into One with FLIN

Helping Filipinos Build a Debt-Free Future

Combine all debts into one installment
Lighter payments, tenor up to 36 months
Free expert consultation
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SEC Registered

SEC Registration number : 2026040247321-01

Before
Credit Card₱ 200,000.00
Quick Cash Loan₱ 100,000.00
PayLater₱ 100,000.00
After FLIN
FLIN Debt Consolidation Plan₱ 11,500.00/month
One payment • 36 monthsSave 40%

Featured in Leading Media

Recognized for helping Filipinos simplify debt.

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Manila Bulletin
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Bravo PH
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We Understand Your Situation

Managing Multiple Loans Isn't Easy

High Monthly Payments

Most of your salary goes toward loan repayments.

Debt Collection Pressure

Frequent reminders and collection calls add more stress.

Multiple Loans to Manage

Keeping track of different repayments isn't easy.

Financial Stress

Debt affects your peace of mind and everyday life.

You’re not alone. More than 500 Filipinos have already felt the difference with FLIN.

Free Consultation

Product Specifications

Built for Debt Consolidation

We Give You the Lowest Interest with Longer Tenure

Min Consolidation

₱50 Thousand

Combine all your debts with no collateral required

Flat Interest Rate

1.8% – 3%

Far lower than online loan & credit card averages

Tenor

Up to 36 Months

Far longer than online loan & credit card average.

No Collateral

100% Unsecured

No assets required to secure your loan

The Consolidation Process
Three Steps to Debt Relief

A transparent process with expert guidance every step of the way.

01Free ConsultationComplete our quick online consultation form in just a few minutes.
02Personalized Analysis & OfferOur experts review your application and prepare a debt consolidation plan tailored to your needs.
03One Monthly PaymentOnce approved, FLIN settles your eligible debts so you only make one affordable monthly payment.
Debt Consolidation Calculator

Check Your Eligibility in Just 30 Seconds!

Fast, free, and with no commitment.

Free checkNo commitmentSecure process
Financial Information

Enter your net monthly salary

Optional. Enter 0 if none

Enter total monthly installments for secured loans (car, house, etc.)

Enter total amount of unsecured loans (online loans, paylater, credit cards, etc.)

Calculation results will appear here

Fill in the form on the left, then click
"Check Eligibility Now"

Frequently Asked Questions

Still Have Questions?

Our advisors can help you understand the FLIN program, eligibility, requirements, and repayment options.

Speak with a financial advisor

Understand if you qualify

Get guidance on the best solution for your situation

Free Consultationor talk to us directly on WhatsApp

FLIN is a platform that helps borrowers manage multiple debts through debt consolidation and structured repayment plans.

We support people who are struggling to repay their loans by organizing their debts into a more manageable repayment plan.

Hindi mo kailangang harapin ito nang mag-isa.

Let’s turn the chaos into a clear plan, one step at a time.

Free Consultation